@font-face{
  font-family:"Schibsted Grotesk";
  font-style:normal;
  font-weight:400 700;
  font-display:swap;
  src:url(/assets/fonts/schibsted-grotesk-latin-var.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:"IBM Plex Mono";
  font-style:normal;
  font-weight:500;
  font-display:swap;
  src:url(/assets/fonts/ibm-plex-mono-500-latin.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}

:root{
  --paper:#F7F8FA;
  --surface:#FFFFFF;
  --surface-2:#F1F4F8;
  --ink:#0E1726;
  --ink-2:#445063;
  --ink-3:#5A6B80;
  --rule:#E2E7EE;
  --rule-2:#EDF1F6;
  --accent:#C8102E;
  --accent-2:#14487A;
  --accent-soft:#FBE9EC;
  --on-accent:#FFFFFF;
  --ok:#067647;
  --ok-soft:#E4F3EB;
  --warn:#B54708;
  --warn-soft:#FBEDE2;
  --shadow-sm:0 1px 2px rgba(14,23,38,.05);
  --shadow:0 1px 2px rgba(14,23,38,.05),0 12px 28px -18px rgba(14,23,38,.35);
  --radius:6px;
  --maxw:1120px;
}

@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --paper:#0B1017;
    --surface:#131B26;
    --surface-2:#1A2431;
    --ink:#E8EDF4;
    --ink-2:#B3BECD;
    --ink-3:#8A98AB;
    --rule:#28323F;
    --rule-2:#1E2733;
    --accent:#FF5C6C;
    --accent-2:#7FB2E8;
    --accent-soft:#2A1418;
    --on-accent:#1A0508;
    --ok:#4ECB8B;
    --ok-soft:#12241B;
    --warn:#E9A55F;
    --warn-soft:#2A2015;
    --shadow-sm:0 1px 2px rgba(0,0,0,.5);
    --shadow:0 1px 2px rgba(0,0,0,.5),0 12px 28px -18px rgba(0,0,0,.9);
  }
}

:root[data-theme="dark"]{
  --paper:#0B1017;
  --surface:#131B26;
  --surface-2:#1A2431;
  --ink:#E8EDF4;
  --ink-2:#B3BECD;
  --ink-3:#8A98AB;
  --rule:#28323F;
  --rule-2:#1E2733;
  --accent:#FF5C6C;
  --accent-2:#7FB2E8;
  --accent-soft:#2A1418;
  --on-accent:#1A0508;
  --ok:#4ECB8B;
  --ok-soft:#12241B;
  --warn:#E9A55F;
  --warn-soft:#2A2015;
  --shadow-sm:0 1px 2px rgba(0,0,0,.5);
  --shadow:0 1px 2px rgba(0,0,0,.5),0 12px 28px -18px rgba(0,0,0,.9);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:"Schibsted Grotesk",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--accent-2);text-underline-offset:2px}
a:hover{color:var(--accent)}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:2px}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.mono{font-family:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

.skip{position:absolute;left:-9999px;top:0;background:var(--accent);color:var(--on-accent);padding:10px 16px;z-index:100;border-radius:0 0 var(--radius) 0}
.skip:focus{left:0}

h1,h2,h3,h4{margin:0;letter-spacing:-.02em;text-wrap:balance;line-height:1.2}
h1{font-size:clamp(30px,4.6vw,46px);font-weight:700}
h2{font-size:clamp(23px,3vw,31px);font-weight:700}
h3{font-size:19px;font-weight:600;letter-spacing:-.012em}
h4{font-size:16px;font-weight:600}

.eyebrow{
  font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;
  color:var(--ink-3);margin:0;
}

.site-header{
  position:sticky;top:0;z-index:50;background:var(--surface);
  border-bottom:1px solid var(--rule);
}
.hdr{display:flex;align-items:center;gap:20px;height:62px}
.brand{
  display:flex;align-items:center;gap:9px;font-weight:700;font-size:17px;
  letter-spacing:-.02em;color:var(--ink);text-decoration:none;flex-shrink:0;
}
.brand:hover{color:var(--ink)}
.brand em{font-style:normal;color:var(--accent)}
.site-nav{margin-left:auto}
.site-nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.site-nav a{
  display:block;padding:7px 11px;border-radius:var(--radius);font-size:14.5px;
  font-weight:500;color:var(--ink-2);text-decoration:none;white-space:nowrap;
}
.site-nav a:hover{background:var(--surface-2);color:var(--ink)}
.site-nav a[aria-current="page"]{color:var(--accent);background:var(--accent-soft)}
.theme-btn{
  margin-left:6px;background:none;border:1px solid var(--rule);color:var(--ink-2);
  width:34px;height:34px;border-radius:var(--radius);cursor:pointer;display:grid;
  place-items:center;flex-shrink:0;
}
.theme-btn:hover{background:var(--surface-2);color:var(--ink)}
.theme-btn svg{width:16px;height:16px}
.menu-btn{
  display:none;margin-left:8px;background:none;border:1px solid var(--rule);
  color:var(--ink-2);width:34px;height:34px;border-radius:var(--radius);
  cursor:pointer;place-items:center;flex-shrink:0;
}
.menu-btn:hover{background:var(--surface-2);color:var(--ink)}
.menu-btn svg{width:17px;height:17px}
.menu-btn .bar{transition:transform .2s,opacity .15s;transform-box:view-box;transform-origin:12px 12px}
.menu-btn[aria-expanded="true"] .bar-1{transform:rotate(45deg) translateY(5px)}
.menu-btn[aria-expanded="true"] .bar-2{opacity:0}
.menu-btn[aria-expanded="true"] .bar-3{transform:rotate(-45deg) translateY(-5px)}

.crumbs{font-size:13px;color:var(--ink-3);padding:14px 0 0}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:7px;margin:0;padding:0}
.crumbs li::after{content:"/";margin-left:7px;color:var(--rule)}
.crumbs li:last-child::after{content:""}
.crumbs a{color:var(--ink-3);text-decoration:none}
.crumbs a:hover{color:var(--accent)}

.hero{padding:34px 0 8px}
.hero .lede{
  font-size:18.5px;color:var(--ink-2);margin:15px 0 0;line-height:1.55;
}
.verified{
  display:inline-flex;align-items:center;gap:7px;margin-top:18px;padding:5px 11px;
  background:var(--ok-soft);color:var(--ok);border-radius:100px;
  font-size:12.5px;font-weight:600;
}
.verified svg{width:13px;height:13px;flex-shrink:0}

.calc{
  background:var(--surface);border:1px solid var(--rule);border-radius:var(--radius);
  box-shadow:var(--shadow);margin-top:28px;overflow:hidden;
}
.panel{padding:24px}
.panel[hidden]{display:none}
.panel > p.hint{margin:0 0 18px;color:var(--ink-2);font-size:14.5px}

.field{display:flex;flex-direction:column;gap:7px}
.field label{font-size:13px;font-weight:600;color:var(--ink-2)}
.inputrow{display:grid;grid-template-columns:1fr auto;gap:10px;align-items:stretch}
.inputrow input,.inputrow select{
  font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums;
  font-size:19px;font-weight:500;padding:12px 14px;border:1px solid var(--rule);
  border-radius:var(--radius);background:var(--paper);color:var(--ink);width:100%;
}
.inputrow select{
  font-family:"Schibsted Grotesk",sans-serif;font-size:14.5px;font-weight:600;
  min-width:104px;cursor:pointer;
}
.inputrow input:focus,.inputrow select:focus{outline:2px solid var(--accent);outline-offset:-1px;border-color:var(--accent)}

.swapline{display:flex;align-items:center;gap:12px;margin:16px 0}
.swapline hr{flex:1;border:none;border-top:1px solid var(--rule-2);margin:0}
.swap{
  display:inline-flex;align-items:center;gap:7px;background:var(--surface-2);
  border:1px solid var(--rule);color:var(--ink-2);font-family:inherit;font-size:13px;
  font-weight:600;padding:7px 13px;border-radius:100px;cursor:pointer;
}
.swap:hover{border-color:var(--accent);color:var(--accent)}
.swap svg{width:13px;height:13px}

.result{
  background:var(--surface-2);border:1px solid var(--rule);border-radius:var(--radius);
  padding:18px 20px;margin-top:4px;
}
.result .rlabel{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);margin:0}
.result .rvalue{
  font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums;
  font-size:clamp(30px,5vw,42px);font-weight:500;letter-spacing:-.035em;
  margin:6px 0 0;line-height:1.1;color:var(--accent);word-break:break-word;
}
.result .rnote{margin:9px 0 0;font-size:13.5px;color:var(--ink-3)}
.breakdown{
  list-style:none;margin:16px 0 0;padding:14px 0 0;border-top:1px solid var(--rule);
  display:grid;gap:8px;
}
.breakdown li{display:flex;justify-content:space-between;gap:16px;font-size:14px;flex-wrap:wrap}
.breakdown span:first-child{color:var(--ink-2)}
.breakdown span:last-child{font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums;font-weight:500}
.breakdown li.total{border-top:1px solid var(--rule);padding-top:10px;margin-top:2px;font-weight:700}
.breakdown li.total span:first-child{color:var(--ink)}
.breakdown li.total span:last-child{color:var(--ok)}

.chips{display:flex;flex-wrap:wrap;gap:7px;margin-top:16px}
.chips button{
  background:var(--surface);border:1px solid var(--rule);border-radius:100px;
  padding:6px 13px;font-family:"IBM Plex Mono",monospace;font-size:12.5px;font-weight:500;
  color:var(--ink-2);cursor:pointer;font-variant-numeric:tabular-nums;
}
.chips button:hover{border-color:var(--accent);color:var(--accent)}

section.band{padding:52px 0 0}
.sec-head{border-bottom:2px solid var(--ink);padding-bottom:11px;margin-bottom:22px}
.sec-head h2{margin:0}
.sec-head p{margin:9px 0 0;color:var(--ink-2);font-size:16px}

.prose{max-width:none;font-size:17px;line-height:1.75;color:var(--ink-2)}
.prose p{margin:0 0 17px}
.prose h3{
  font-family:inherit;margin:32px 0 11px;font-size:20px;
}
.prose h4{font-family:"Schibsted Grotesk",sans-serif;margin:24px 0 8px}
.prose ul,.prose ol{margin:0 0 17px;padding-left:22px}
.prose li{margin-bottom:8px}
.prose strong{font-weight:600;color:var(--ink)}
.prose code,.prose .num{
  font-family:"IBM Plex Mono",monospace;font-size:.88em;background:var(--surface-2);
  padding:1px 5px;border-radius:3px;font-variant-numeric:tabular-nums;
}

.callout{
  border-left:3px solid var(--accent);background:var(--accent-soft);
  padding:16px 20px;border-radius:0 var(--radius) var(--radius) 0;margin:24px 0;
  font-family:"Schibsted Grotesk",sans-serif;font-size:15.5px;line-height:1.6;
}
.callout p{margin:0 0 10px}
.callout p:last-child{margin:0}
.callout strong{color:var(--ink)}
.callout .eyebrow{color:var(--accent);margin-bottom:7px}

.tscroll{overflow-x:auto;border:1px solid var(--rule);border-radius:var(--radius);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:14.5px}
caption{
  caption-side:top;text-align:left;padding:13px 16px;font-size:13px;color:var(--ink-3);
  border-bottom:1px solid var(--rule);background:var(--surface-2);
}
th,td{padding:10px 16px;text-align:left;border-bottom:1px solid var(--rule-2)}
thead th{
  font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-3);background:var(--surface-2);border-bottom:1px solid var(--rule);
  white-space:nowrap;
}
tbody tr:last-child td{border-bottom:none}
tbody tr:hover{background:var(--surface-2)}
td.n,th.n{font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap}
tfoot td{font-size:13px;color:var(--ink-3);background:var(--surface-2);border-top:1px solid var(--rule)}

.grid{display:grid;gap:16px;margin-top:22px}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(258px,1fr))}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.card{
  background:var(--surface);border:1px solid var(--rule);border-radius:var(--radius);
  padding:20px;
}
.card h3{margin:0 0 8px}
.card p{margin:0;color:var(--ink-2);font-size:15px;line-height:1.6}
.card .kpi{
  font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums;
  font-size:28px;font-weight:500;letter-spacing:-.03em;color:var(--accent);margin:0 0 4px;
}
a.card{text-decoration:none;color:inherit;display:block;transition:border-color .12s}
a.card:hover{border-color:var(--accent);color:inherit}
a.card .arrow{color:var(--accent);font-weight:600;font-size:14px;margin-top:11px;display:block}

.faq{margin-top:6px;border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{
  list-style:none;cursor:pointer;padding:16px 34px 16px 0;position:relative;
  font-weight:600;font-size:16.5px;color:var(--ink);
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";position:absolute;right:6px;top:50%;width:9px;height:9px;
  border-right:2px solid var(--ink-3);border-bottom:2px solid var(--ink-3);
  transform:translateY(-70%) rotate(45deg);transition:transform .18s;
}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq summary:hover{color:var(--accent)}
.faq .answer{padding:0 0 18px;color:var(--ink-2);font-size:16.5px;line-height:1.75}
.faq .answer p{margin:0 0 12px}
.faq .answer p:last-child{margin:0}

.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:12px;margin-top:22px}
.related a{
  display:block;padding:14px 16px;background:var(--surface);border:1px solid var(--rule);
  border-radius:var(--radius);text-decoration:none;color:var(--ink);font-weight:600;font-size:15px;
}
.related a:hover{border-color:var(--accent);color:var(--accent)}
.related a small{display:block;font-weight:400;color:var(--ink-3);font-size:13px;margin-top:3px}

.disclaim{
  margin-top:44px;padding:18px 20px;background:var(--surface-2);
  border:1px solid var(--rule);border-radius:var(--radius);
  font-size:13.5px;color:var(--ink-3);line-height:1.65;
}
.disclaim strong{color:var(--ink-2)}

.site-footer{margin-top:64px;border-top:1px solid var(--rule);background:var(--surface);padding:36px 0 28px}
.fgrid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:28px}
.fgrid h4{font-size:11.5px;letter-spacing:.11em;text-transform:uppercase;color:var(--ink-3);margin:0 0 12px}
.fgrid ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.fgrid a{color:var(--ink-2);text-decoration:none;font-size:14.5px}
.fgrid a:hover{color:var(--accent)}
.fgrid .about p{margin:10px 0 0;color:var(--ink-3);font-size:14px;max-width:38ch;line-height:1.6}
.fbot{
  margin-top:28px;padding-top:18px;border-top:1px solid var(--rule-2);
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;
  font-size:13px;color:var(--ink-3);
}

@media (max-width:860px){
  .fgrid{grid-template-columns:1fr 1fr}
  .fgrid .about{grid-column:1/-1}
}
@media (max-width:820px){
  .hdr{gap:10px}
  .menu-btn{display:grid}
  .theme-btn{margin-left:auto}
  .site-nav{
    position:absolute;top:100%;left:0;right:0;margin-left:auto;
    background:var(--surface);border-bottom:1px solid var(--rule);
    box-shadow:0 12px 24px -18px rgba(0,0,0,.45);
    max-height:0;overflow:hidden;visibility:hidden;
    transition:max-height .22s ease,visibility 0s linear .22s;
  }
  .site-nav.is-open{max-height:min(70vh,420px);overflow-y:auto;visibility:visible;transition:max-height .22s ease}
  .site-nav ul{flex-direction:column;gap:2px;padding:10px 20px 16px}
  .site-nav a{padding:12px 12px;font-size:16px}
}
@media (max-width:680px){
  .inputrow{grid-template-columns:1fr}
  .panel{padding:18px}
  .fgrid{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  *{animation-duration:.01ms!important;transition-duration:.01ms!important}
}